Banking and Insurance Class 09 Syllabus
Banking and Insurance today is a niche career for enthusiasts. For the beginners, it is the first step towards understanding the global economy, discovering the challenges of the market place and identifying themselves with a career that provides them with tremendous opportunities, both within the country and abroad.
With new banks and Insurance companies coming up every year owing to privatization of services, the industry indeed provides sufficient room for students studying in any field. Students may choose the career of sales executive for loans, mortgages and insurance with any of the leading banks, financial institutions and Insurance industry both in life insurance and General insurance.
Total Marks: 100 (Theory - 50 + Practical - 50)
Part B: Subject Specific Skills (40 Marks)
| Unit | Name | Marks |
| 1 | Introduction to Banking | 5 |
| 2 | Deposit Accounts | 10 |
| 3 | Utility Service of Bank | 10 |
| 4 | Introduction to Insurance | 10 |
| 5 | Insurance Organization | 5 |
UNIT 1 - INTRODUCTION TO BANKING
- Definition of Banking
- Definition of Customer
- Classification of Banks
- Functions of a Bank
- Relationship between Banker and Customer
UNIT 2 - DEPOSIT ACCOUNTS
- Demand Deposits
- Term Deposits
- Other Deposit Scheme
- Types of Account Holders
- Opening of Accounts
- Cash Book, Pass Book & Bank Reconciliation Statement
UNIT 3 - UTILITY SERVICE OF BANKING
- Credit Cards & Debit Cards
- Automated Teller Machines (ATMS)
- Core Banking
- Standing Instructions
UNIT 4 - INTRODUCTION TO INSURANCE
- Risk
- Financial Implications of Risk
- Insurance - Mechanism of Covering Risk
- Functions of Insurance
- Benefits of Insurance
- Insurance Policy
- Life vs General Insurance
UNIT 5 - INSURANCE ORGANIZATION
- Brief history of Insurance in India
- Regulatory Authority for Insurance Sector
- Private Investment in Insurance Sector
- Structure of Insurance Business in India